Insurance

We Outcreate modern insurance by combining business creativity, AI, and deep insurance expertise to transform underwriting, claims, and core platforms.
We help insurers turn legacy complexity into intelligent, agile, and customer-first operations—driving confident decisions, seamless experiences, and accelerated growth.

Our Insurance Framework

Embracing AI at the Core
We reimagine business processes with intelligent automation by embedding agentic AI across insurance operations to drive real-time, data-led decisions, and efficiency.
Alliances with global partners, Insurtech innovators, and LTM’s BlueVerse amplify the reach and impact of Core++ solutions.
With deep-rooted expertise, we’ve offered insurance consulting services to 80+ insurers, including 16 Fortune 500 companies, across the insurance value chain.

Business Creativity in Action

11 of top 15

P&C carriers in US as clients

3 of top 10

Global reinsurers as clients

7 of top 10

Insurance brokers as clients

7 of top 20

Life/health insurers in US as clients

3 of top 10

General insurers in Europe as clients

Offerings That Help Outcreate

Insurance Advisory Services

Embrace digital transformation for insurance with expert guidance on insurance processes, technology, and innovation.

Interactive

Address the needs of personalization, optimal journey orchestration, and channel rationalization with our interactive offerings.

GenAI Powered Digital Engineering

Modernize core technologies, build scalable digital products, and future-proof platforms through AI-assisted software engineering to empower your business transformation.

LTM Insurance AI – Agentic AI for Insurance

A platform designed to deliver an enterprise-grade Agentic AI ecosystem with an objective to establish a Value Extraction framework for business enterprises.

Deep Tech-Domain Expertise

We combine advanced AI, data, and platform engineering with deep insurance domain knowledge to solve real business challenges. From core modernization to intelligent underwriting and claims, we help insurers convert technology investments into faster innovation, smarter decisions, and measurable value.

Insurance Product Automation Testing (IPAT)

IPAT is a no-code automation platform designed for comprehensive API and UI testing. It is specifically tailored to ensure successful digital transformation for the insurance domain.

Advisor of the Future

Advisor of the Future is an AI-driven platform enabling insurance advisors to personalize client engagement and enhance productivity.

Smart Underwriting

Smart Underwriting uses Gen AI and external data to improve P&C insurance efficiency, risk management, and profitability with real-time insights.

KYC Co-Pilot

The Know Your Customer (KYC) copilot is an Agentic AI tool that quickly analyzes structured and unstructured customer data to identify valuable insights.

Proprietary
Platforms

MediaCube

A unique platform purpose-built to transform content lifecycles with AI intelligence.

Stories of Outcreation

How Did a Global Network Leader Cut Redundant Pings by 50% and Boost AI Experimentation by 30%?

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Driving Forensic Excellence: How Gen AI Accelerated Investigations by 60% and Reduced Risk by 45%

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Automating and Standardizing LLM Evaluation for a Global Semiconductor Leader

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Contact Outcreating Engineering Risk Assessments: 50% Faster with BlueVerse GenAI for a European Semiconductor Manufacturer

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Insights Hub

Shift Left Innovation in Underwriting

AI-driven Transformation in the Insurance Industry

Agentic AI: Revolutionizing Test Automation for Enhanced Scalability and Improved Cost Reduction

Insurance Outcreate Library

Insurance Insights 2026

Collection of thought leadership and viewpoints on how insurance industry can navigate the age of applied AI with human AI collaboration

Insurance Partner Guide

Hands on guide to explore value creator
InsurTechs for your Next Gen

Insurance Insights 2026

Collection of thought leadership and viewpoints on how insurance industry can navigate the age of applied AI with human AI collaboration

Our Trusted Partners

Meet LTM’s Insurance Leaders

Meet our Insurance Leaders with deep experience across underwriting, claims, and policy administration. They help you simplify operations, respond faster to risk and regulation, and deliver consistent experiences across the insurance lifecycle.

Prakash Chava

Delivery Head Communications, Media & Entertainment

Are You Ready?

The most forward-thinking leaders aren't just adopting new tools. They are taking Business Creativity to the next level. To not simply outperform the market, but to Outcreate it.